Save up to 10% on your first year’s premium when you purchase a new Home and Contents Insurance policy online1,4
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Ray White Insurance

Ray White can help you find the right insurance cover. Whether it's for your home, car, travel, boat, caravan, trailer or as a landlord, Ray White has a range of insurance products to choose from.

Home & Contents Insurance

  • Save up to 10% on your first year’s premium when you purchase a new policy online1,4
  • 24/7 emergency claims assistance

Motor Insurance

  • 24/7 claims lodgement service
  • Choice of repairer

Landlord Insurance

  • Cover for your investment property
  • Save up to 10% on your first year’s premium when you purchase a new policy online1,4

Content Insurance for Renters

  • Save up to 10% on your first year’s premium when you purchase a new policy online1,4
  • Get up to 30% No Claim Bonus discount on your premium3,4

Travel Insurance

  • Unlimited~ cancellation & overseas medical insurance
  • Rental vehicle excess cover with options to increase limits2

Boat Insurance

  • Australia-wide cover, up to 250 nautical miles off the coast
  • Salvage and Removal of Wreck costs in addition to the Sum Insured
To get a quote call us on
1800 221 773     Find out more

Caravan & Trailer Insurance

  • Legal liability up to $20 million
  • Up to $1,000 cover for your caravan contents
To get a quote call us on
1800 221 773     Find out more

Policy Documents and Key Fact Sheets - Home and Contents

We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please refer to the relevant Home Product Disclosure Statement (PDS) any applicable supplementary PDS and Home Buildings or Home Contents key fact sheets also available for reference.

If you purchased home insurance before 18 November 2019, please refer to the relevant Classic Home Insurance or Prestige Home Insurance Product Disclosure Statements, any applicable supplementary PDS, and Buildings or Contents Key Fact Sheet.

Policy Documents and Key Fact Sheets - Landlord

We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please refer to the relevant Landlord Product Disclosure Statement (PDS) any applicable supplementary PDS and Landlord Buildings or Landlord Contents key fact sheets also available for reference.

If you purchased landlord insurance before 18 November 2019, please refer to the relevant Landlord Insurance Product Disclosure Statements, any applicable supplementary PDS and Buildings or Contents Key Fact Sheet.

Complaints

To find out about our complaint resolution process click here.

Disclaimer

#By proceeding with a quote you agree to receive our Financial Services Guide from this website.

General insurance products are underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Concierge Group Holdings Pty Ltd ABN 95 105 230 046 Authorised Representative Number 267687 arranges general insurance (excluding Boat and Travel) as agent of Allianz.

Travel Insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Worldwide Partners as agent of Allianz. Concierge Group Holdings Pty Ltd arranges Travel Insurance as agent of AWP Australia Pty Ltd.

Boat insurance is issued and managed by Club Marine Limited ABN 12 007 588 347 AFSL 236916 (Club Marine) as agent of Allianz. Concierge Group Holdings Pty Ltd arranges Boat insurance as agent of Club Marine.

We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision please consider the relevant PDS available from us. If you purchase this insurance, we will receive commission that is a percentage of the premium. Ask us for more details before we provide you with services. If the agreed premium threshold is met, we will also receive a percentage of the profit which exceeds the agreed profit threshold for Home (excluding flood), Landlord (excluding flood), Motor and Caravan and Trailer policies arranged by us or renewed with Allianz in each calendar year. Allianz also reimburses us for marketing costs we incur to promote its products. This is capped at a percentage of the premium earned on policies arrange by us with Allianz in the prior calendar year. Ask us for more details before we provide you with services.

The Financial Services Guide - Ray White Insurance can be viewed here. This information has been prepared without taking into account your individual objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. You should, before acting on this information, consider its appropriateness to your circumstances. You can download the Product Disclosure Statement (PDS) for each of the insurances by clicking on the relevant link or call 1800 221 773. The PDS should be considered in making any decision about this product.

~ Where used, the term "Unlimited" only means there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply as set out in the Product Disclosure Statement. All costs and expenses claimed must be reasonable. We will only pay for treatment received and/or hospital accommodation during the 12 month period after the sickness first showed itself or the injury happened.

2 Terms, conditions, limits and exclusions apply. Sub-limits apply to particular kinds of losses or claims. Please refer to the Product Disclosure Statement for full details.

1. Online discount
A premium discount of up to 10% is applied to your first years premium when you buy a new home insurance policy online including the following optional covers (if applicable); Accidental damage, Flood, Motor Burnout and Portable Contents. This discount is not applied on renewal.
A premium discount of up to 10% is applied to your first years premium when you buy a new Landlord insurance policy online including to optional covers if selected; Rent default and Flood. This discount is not applied on renewal.

3. NCB
When you take out a new policy, we calculate your No Claims Bonus based on your home or landlords (as applicable) insurance claims history. To qualify for the maximum No Claim Bonus of 30%, home insurance customers must have had no Building or Contents insurance claims in the preceding five years. Landlord customers must have had no Landlord insurance claims in the preceding 3 years. However, customers who have had claims may still qualify for a reduced No Claim Bonus.

4. Minimum premiums
If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts.
Discounts do not apply to taxes or government charges.
Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation, and may not apply to other optional covers (if available and selected).
Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached.

Prefer to talk? 1800 221 773
Mon - Fri 8.00am - 5.30pm