Save up to 10% on your first year’s premium when you purchase a new Home and Contents Insurance policy online1,4
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Ray White Insurance

Ray White can help you find the right insurance cover. Whether it's for your home, car, caravan, trailer or as a landlord, Ray White has a range of insurance products to choose from.

Home & Contents Insurance

  • Save up to 10% on your first year’s premium when you purchase a new policy online1,4
  • 24/7 emergency claims assistance

Motor Insurance

  • 24/7 claims lodgement service
  • Choice of repairer

Landlord Insurance

  • Cover for your investment property
  • Save up to 10% on your first year’s premium when you purchase a new policy online1,4

Content Insurance for Renters

  • Save up to 10% on your first year’s premium when you purchase a new policy online1,4
  • Get up to 30% No Claim Bonus3,4

Caravan & Trailer Insurance

  • Legal liability up to $20 million
  • Up to $1,000 included cover for your caravan contents
To get a quote call us on
1800 221 773     Find out more

Policy Documents and Key Fact Sheets - Home and Contents

We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please refer to the relevant Home Product Disclosure Statement (PDS) any applicable supplementary PDS and Home Buildings or Home Contents key fact sheets also available for reference.

If you purchased home insurance before 18 November 2019, please refer to the relevant Classic Home Insurance or Prestige Home Insurance Product Disclosure Statements, any applicable supplementary PDS, and Buildings or Contents Key Fact Sheet.

Policy Documents and Key Fact Sheets - Landlord

We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please refer to the relevant Landlord Product Disclosure Statement (PDS) any applicable supplementary PDS and Landlord Buildings or Landlord Contents key fact sheets also available for reference.

If you purchased landlord insurance before 18 November 2019, please refer to the relevant Landlord Insurance Product Disclosure Statements, any applicable supplementary PDS and Buildings or Contents Key Fact Sheet.

Complaints

To find out about our complaint resolution process click here.

Disclaimer

#By proceeding with a quote you agree to receive our Financial Services Guide from this website.

Concierge Group Holdings Pty Ltd ABN 95 105 230 046 AR 267687 trading as Ray White Concierge and Ray White Insurance arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the product disclosure statement available at https://raywhiteinsurance.com.au. If you purchase this insurance, we will receive a commission that is a percentage of the premium. We may receive from Allianz, a percentage of the profit which exceeds the agreed profit threshold for Home and Landlord (excluding flood), Motor and Caravan policies arranged by us or renewed with Allianz in each calendar year, provided that the agreed premium threshold is met. Allianz also reimburses us for marketing costs we incur to promote its products, which is capped at a percentage of the premium earned on all policies arranged by us with Allianz in the prior calendar year. Ask us for more details before we provide you with services.

The Financial Services Guide - Ray White Insurance can be viewed here.

1. Online Discount
When you buy a new home insurance policy online a discount of up to 10% is applied to your first year’s premium, including for the following optional covers, if selected: Accidental damage, Flood, Motor Burnout and Portable Contents. The discount is not applied on renewal.
When you buy a new Landlord insurance policy online a premium discount of up to 10% is applied to your first year’s premium including the optional cover, if selected, Flood. This discount is not applied on renewal.

3. No Claim Bonus
When you take out a new policy, we calculate your No Claim Bonus based on your home or landlords (as applicable) insurance claims history and apply it to our standard rates. To qualify for the maximum No Claim Bonus of 30%, home insurance customers must have had no Building or Contents insurance claims in the preceding five years. Landlord customers must have had no Landlord insurance claims in the preceding 3 years. However, customers who have had claims may still qualify for a reduced No Claim Bonus. The up to 30% No Claim Bonus discount is applied to our standard rates. This discount does not apply to the flood premium (where applicable).

4. Minimum premiums
If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts.
Discounts do not apply to taxes or government charges.
Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation, and may not apply to other optional covers (if available and selected).
Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached. Minimum premiums may apply.

Prefer to talk? 1800 221 773
Mon - Fri 8.00am - 5.30pm